First Time Buyer Mortgage, Mortgages for Intermediaries, Moving House Mortgage, New Mortgage2 Year National Discount Purchase A discount of 2.50% off the Society’s SVR for 2 years, initial rate payable 5.49%. The rate payable will not go below a floor rate of 3% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable 2 Year Heartland Discount Purchase 95% 2 Year Heartland Discount Purchase 80%