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Find the AnswerYOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Being based in the beautiful Lake District we have supporting our members purchase holiday accommodation for a number of years. Whether you are looking to buy (or remortgage) a second home for your own use or acquire a property to use as a holiday let, we have products within our range to assist.
We pride ourselves with looking after our members and supporting new borrowers on their home ownership journey. However, we have suspended our direct mortgage appointments at this time, except where you are:
• looking for a self-build mortgage or
• are an existing borrower with us.
We will continue to accept mortgage applications where the advice has been provided by a mortgage intermediary (also known as a mortgage broker).
Products | Prod Code | More Details | Distribution | Initial Rate | Initial Period | Reverts to | App Fee | Product Fee | Free Val? | Fee Assisted Legals? | Max LTV | Min Loan Amount | Max Loan Amount | ERC | Features |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Multi-Unit Mortgage (Purchase & Remortgage) | P024 | View Details | Broker & Direct | 6.73% | 3 Years | SVR | £249 | £800 | No | No | 50% IO, 80% C&I | £30,000 | £500,000 | 3.00% During Disc Period |
|
Expat Holiday Let (Purchase & Remortgage) | P022 | View Details | Direct & Broker | 7.49% | 3 Years | SVR | £249 | £1350 | No | No | 70% | £75,000 | £500,000 | 3.00% During Disc Period |
|
Holiday Let (Purchase & Remortgage) | P038 | View Details | Direct & Broker | 6.99% | 3 Years | SVR | £249 | £800 | No | No | 70% | £30,000 | £500,000 | 2.00% During Disc Period |
|
Second Home (Purchase & Remortgage) | H2ND | View Details | Broker & Direct | 6.49% | 2 Years | SVR | £249 | £800 | No | No | 75% C&I, 70% IO | £75,000 | £750,000 | 2.00% During Disc Period |
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To make life a little easier we have create a simple Jargon Buster to help you with terms you are unsure of.
Find the Answer