First Time Buyer Mortgage, Mortgages for Intermediaries, Moving House Mortgage, New Mortgage2 Year Heartland Discount Purchase 95% A discount of 2.20% off the Society’s SVR for 2 years, initial rate payable 5.79%. The rate payable will not go below a floor rate of 3% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable Expat Holiday Let (Purchase & Remortgage) 2 Year National Discount Purchase