Fixed Rate of 1.60% & Fixed Term of two years

• Minimum investment £5,000
• Maximum investment £50,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid annually on 31st December and on maturity will be added to the account balance.

Fixed Rate of 1.40% & Fixed Term of two years

• Minimum investment £5,000
• Maximum investment £50,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid annually on 31st December and on maturity will be added to the account balance.

Variable rate & Fixed Term of two years

• Minimum investment £5,000
• Maximum investment £100,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid on maturity and will be added to the account balance.

• Regular savings fixed term account.
• Monthly subscriptions between £1 and £200.
• Two permitted withdrawals per calendar year (January to December).
• Minimum balance: £1

90 day notice account (immediate withdrawals can be made subject to a 90 day penalty).

• Minimum balance £1,000
• Interest paid in following tiers- up to £10,000  – £10,000 to £30,000  – over £30,000 whichever tier the balance falls into applies to the whole account
• Variable interest rate
• Interest paid half yearly 30th June and 31st December and can be compounded or paid to another account either within the Society or another institution

• Fixed term (3 years) savings account
• Minimum monthly subscription £25 maximum monthly subscription £300
• Subscriptions can be missed but cannot be made up in subsequent months
• Variable interest rate
• Compounded interest on 31^st December and closure
• Only one account per individual (no joint accounts) over the age of 16 and a UK resident
• Maximum of three withdrawals per calendar year (Jan-Dec) to minimum balance of £25
• No closures prior to maturity
• Maturity to an instant access account unless specified otherwise

90 day notice account for balances below £10,000 and instant access to any balance over £10,000, immediate withdrawals on balances below £10,000 subject to a loss of 90 days interest.

• Minimum balance £1,000
• Banded interest rate as follows -up to £10,000 – £10,000 to £25,000  – £25,000 to £65,000 and £65,000 and over. This means with a balance of £100,000 you will earn four different interest rates on the “portions” within the bands
• Variable interest rate
• Interest paid annually on the 31^st December and can be compounded or paid to another account either within the Society or another institution

One calendar month notice for any withdrawals

• Minimum balance £5,000
• Variable interest rate
• Interest paid monthly to a bank account

Minimum balance £100. Annual subscription subject to HMRC limits.

• Existing customers can add to and transfer in and out of this ISA, however partial transfers are not allowed
• Tax Free Savings
• Instant Access (down to minimum balance of £100)
• Variable interest rate
• Interest paid annually and compounded on the 5^th April

Minimum balance £100. Annual subscription subject to HMRC limits.

• Existing customers can add to and transfer in and out of this ISA
• Tax Free Savings
• Instant Access (down to minimum balance of £100)
• Variable interest rate
• Interest paid annually and compounded on the 5^th April

Annual subscription subject to HMRC limits.

• Available to Cumbria residents only.
• Tax free savings account. Instant access.
• Minimum balance: £100
• New subscriptions only. Transfers into the account from any other cash ISA are not permitted.

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

• Instant Access
• Minimum balance £25
• Maximum balance £25,000