Fixed Rate of 0.75% & Fixed Term of two years (existing Coniston Bond holders only)

• Minimum investment £5,000
• Maximum investment £50,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid annually on 31st December and on maturity will be added to the account balance.

2 year fixed term, fixed rate bond (Existing Ullswater Bond holders only)

• Minimum investment £5,000
• Maximum investment £50,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid annually on 31st December and on maturity will be added to the account balance.

2 year fixed term, fixed rate bond

• Minimum investment £5,000
• Maximum investment £50,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid annually on 31st December and on maturity will be added to the account balance.

1 year fixed term, variable rate bond

• Minimum investment £5,000
• Maximum investment £100,000
• Interest rates on this account are variable for the one-year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid on maturity will be added to the account balance.

Have you ever dreamed of getting a foot on the housing ladder and buying your first home? Here at Penrith Building Society we can help, with our Help to Buy: ISA you will not only earn interest on your savings but the Government will also give you a helping hand by topping up your savings by 25%, that’s £50 for every £200 you save up to a maximum bonus of £3,000.

You can open your account with as little as £1 and you can save up to £1,200 in the first month

You can then make regular payments into your Help to Buy: ISA of up to £200

Accounts are available to anyone in Cumbria and are limited to one per person, not one per home, so those buying together can each claim a bonus

You only need to save £1,600 to claim the minimum Government bonus of £400

The bonus can only be used towards your first home with a purchase value of up to £450,000 in London, or up to £250,000 in other parts of the UK

• Fixed term (2 years) savings account
• Minimum monthly subscription £1 maximum monthly subscription £200
• You are not required to make monthly subscriptions however, if a monthly subscription is missed this cannot be caught up in subsequent months
• Variable interest rate
• Compounded interest on 31^st December and closure
• Only one account per individual (no joint accounts) over the age of 16 and a UK resident
• Maximum of two withdrawals per calendar year (Jan-Dec) to minimum balance of £1
• No closures prior to maturity other than in the event of death
• Maturity to an instant access shares account unless specified otherwise

Minimum balance £100. Annual subscription subject to HMRC limits.

• Existing customers can add to and transfer in and out of this ISA, however partial transfers are not allowed
• Tax Free Savings
• Instant Access (down to minimum balance of £100)
• Variable interest rate
• Interest paid annually and compounded on the 5^th April

Annual subscription subject to HMRC limits.

• Available to Cumbria residents only.
• Tax free savings account. Instant access.
• Minimum balance: £100
• New subscriptions only. Transfers into the account from any other cash ISA are not permitted.

2 year fixed rate fixed term bond (Existing Penrith Capital Bond 3 (Issue 3) holders only)

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond (existing 140th Anniversary Bond (Issue 2) holders only)

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

90 Day Notice Account

• Available to existing Eden Shares 90 Day account and Beacon Shares account holders only
• Minimum £500
• No withdrawals without notice period

• Instant Access
• Minimum balance £25
• Maximum balance £25,000