Coniston Bond (Issue 2) | Fixed Rate of 0.75% & Fixed Term of two years (existing Coniston Bond holders only)
- Minimum investment £5,000
- Maximum investment £50,000
- Interest rates on this account are fixed for the two year term of the account.
- Withdrawals are not permitted prior to maturity except on death of the investor.
- Interest is paid annually on 31st December and on maturity will be added to the account balance.
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Regular Saver 200 |
- Regular savings fixed term account.
- Monthly subscriptions between £1 and £200.
- Two permitted withdrawals per calendar year (January to December).
- Minimum balance: £1
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Ullswater Bond (Issue 2) | Fixed Rate of 0.75% & Fixed Term of two years (Existing Ullswater Bond holders only)
- Minimum investment £5,000
- Maximum investment £50,000
- Interest rates on this account are fixed for the two year term of the account.
- Withdrawals are not permitted prior to maturity except on death of the investor.
- Interest is paid annually on 31st December and on maturity will be added to the account balance.
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Eden Share | 90 day notice account (immediate withdrawals can be made subject to a 90 day penalty).
- Minimum balance £1,000
- Interest paid in following tiers- up to £10,000 – £10,000 to £30,000 – over £30,000 whichever tier the balance falls into applies to the whole account
- Variable interest rate
- Interest paid half yearly 30th June and 31st December and can be compounded or paid to another account either within the Society or another institution
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Beacon Share | 90 day notice account for balances below £10,000 and instant access to any balance over £10,000, immediate withdrawals on balances below £10,000 subject to a loss of 90 days interest.
- Minimum balance £1,000
- Banded interest rate as follows -up to £10,000 – £10,000 to £25,000 – £25,000 to £65,000 and £65,000 and over. This means with a balance of £100,000 you will earn four different interest rates on the “portions” within the bands
- Variable interest rate
- Interest paid annually on the 31st December and can be compounded or paid to another account either within the Society or another institution
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30 Day Notice Account | 30 days notice for any withdrawals
- Minimum balance £500
- Variable interest rate
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ISA – Issue 1 | Minimum balance £100. Annual subscription subject to HMRC limits.
- Existing customers can add to and transfer in and out of this ISA, however partial transfers are not allowed
- Tax Free Savings
- Instant Access (down to minimum balance of £100)
- Variable interest rate
- Interest paid annually and compounded on the 5th April
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Cash ISA – Issue 3 | Minimum balance £100. Annual subscription subject to HMRC limits.
- Existing customers can add to and transfer in and out of this ISA
- Tax Free Savings
- Instant Access (down to minimum balance of £100)
- Variable interest rate
- Interest paid annually and compounded on the 5th April
- Maximum account balance £100,000
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ISA – Issue 2 | Annual subscription subject to HMRC limits.
- Available to Cumbria residents only.
- Tax free savings account. Instant access.
- Minimum balance: £100
- New subscriptions only. Transfers into the account from any other cash ISA are not permitted.
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Penrith Capital Bond 3 (Issue 4) | 2 year fixed rate fixed term bond (Existing Penrith Capital Bond 3 (Issue 3) holders only)
- No access
- Annual interest compounded on the 31st December and on maturity
- Available for a limited period only
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Penrith Capital Bond 5 (Issue 3) | 2 year fixed rate fixed term bond
- No access
- Annual interest compounded on the 31st December and on maturity
- Available for a limited period only
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140th Anniversary Bond (Issue 3) | 2 year fixed rate fixed term bond (existing 140th Anniversary Bond (Issue 2) holders only)
- No access
- Annual interest compounded on the 31st December and on maturity
- Available for a limited period only
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Gross Account Non-Residents |
- Instant Access
- Minimum balance £25
- Maximum balance £25,000
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60 Day Notice Account |
- Maturing funds from the Penrith Capital Bond 1 (Issue 3), Penrith Capital Bond Retention (Issue 4) and the Penrith Fixed Term Bond only
- Minimum balance £500
- Maximum balance £100,000
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