Fixed Rate of 1.40% & Fixed Term of two years

• Minimum investment £5,000
• Maximum investment £50,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid annually on 31st December and on maturity will be added to the account balance.

• Regular savings fixed term account.
• Monthly subscriptions between £1 and £200.
• Two permitted withdrawals per calendar year (January to December).
• Minimum balance: £1

Fixed Rate of 0.75% & Fixed Term of two years

• Minimum investment £5,000
• Maximum investment £50,000
• Interest rates on this account are fixed for the two year term of the account.
• Withdrawals are not permitted prior to maturity except on death of the investor.
• Interest is paid annually on 31st December and on maturity will be added to the account balance.

90 day notice account (immediate withdrawals can be made subject to a 90 day penalty).

• Minimum balance £1,000
• Interest paid in following tiers- up to £10,000  – £10,000 to £30,000  – over £30,000 whichever tier the balance falls into applies to the whole account
• Variable interest rate
• Interest paid half yearly 30th June and 31st December and can be compounded or paid to another account either within the Society or another institution

90 day notice account for balances below £10,000 and instant access to any balance over £10,000, immediate withdrawals on balances below £10,000 subject to a loss of 90 days interest.

• Minimum balance £1,000
• Banded interest rate as follows -up to £10,000 – £10,000 to £25,000  – £25,000 to £65,000 and £65,000 and over. This means with a balance of £100,000 you will earn four different interest rates on the “portions” within the bands
• Variable interest rate
• Interest paid annually on the 31^st December and can be compounded or paid to another account either within the Society or another institution

One calendar month notice for any withdrawals

• Minimum balance £5,000
• Variable interest rate
• Interest paid monthly to a bank account

Minimum balance £100. Annual subscription subject to HMRC limits.

• Existing customers can add to and transfer in and out of this ISA, however partial transfers are not allowed
• Tax Free Savings
• Instant Access (down to minimum balance of £100)
• Variable interest rate
• Interest paid annually and compounded on the 5^th April

Minimum balance £100. Annual subscription subject to HMRC limits.

• Existing customers can add to and transfer in and out of this ISA
• Tax Free Savings
• Instant Access (down to minimum balance of £100)
• Variable interest rate
• Interest paid annually and compounded on the 5^th April
• Maximum account balance £100,000

Annual subscription subject to HMRC limits.

• Available to Cumbria residents only.
• Tax free savings account. Instant access.
• Minimum balance: £100
• New subscriptions only. Transfers into the account from any other cash ISA are not permitted.

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

2 year fixed rate fixed term bond

• No access
• Annual interest compounded on the 31^st December and on maturity
• Available for a limited period only

• Instant Access
• Minimum balance £25
• Maximum balance £25,000

• Maturing funds from the Penrith Capital Bond Retention Issue 4 & Penrith Fixed Term Bond only
• Minimum balance £500
• Maximum balance £100,000