Mortgages
Moving home, remortgaging, or building your dream house? We help all kinds of people buy homes, holiday lets, and investment properties.
At Penrith, we’ve been helping people buy or build their homes since 1877. We know life isn’t always simple or straightforward, and what might seem unusual to others is normal for us.
Whether you’re self-employed or have a complex income, our tailored approach helps us understand your situation and find the right mortgage for you.
From self-builds and buy-to-lets to expat mortgages and holiday homes, remortgages to new builds, our 140 years of experience means we can work with your mortgage advisor to help get you moving.
Our team is always on hand to speak to our members whether you have any queries, are looking to move house or want to explore your options as your product comes to an end. We also offer preferential rates for existing customers who want to stay with us.
We can provide mortgage advice on our current product range. If you would like to make an appointment to discuss a mortgage with us, please contact us on 01768 863675 Option 2 or alternatively, you can email us at mortgages@penrithbs.co.uk.
Any questions? Visit our frequently asked questions (FAQ’s) to see answers to the the most commonly asked questions.
Please click the link below to view our Mortgage Terms & Conditions which are effective from 1st March 2025
⚠️ WARNING: Mortgage advice is provided by Cumbria Mortgage Centre Limited, a subsidiary of Penrith Building Society. Cumbria Mortgage Centre Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Cumbria Mortgage Centre Limited. Registered office: 7 King Street, Penrith, United Kingdom, CA11 7AR. Registered in England number 11653572.
Your eligible deposits held by a UK establishment of Penrith Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
Further information is available here »»
(PDF Version)
Or visit www.fscs.org.uk.