Have you ever dreamed of getting a foot on the housing ladder and buying your first home? Here at Penrith Building Society we can help, with our Help to Buy: ISA you will not only earn interest on your savings but the Government will also give you a helping hand by topping up your savings by 25%, that’s £50 for every £200 you save up to a maximum bonus of £3,000.

You can open your account with as little as £1 and you can save up to £1,200 in the first month

You can then make regular payments into your Help to Buy: ISA of up to £200

Accounts are available to anyone in Cumbria and are limited to one per person, not one per home, so those buying together can each claim a bonus

You only need to save £1,600 to claim the minimum Government bonus of £400

The bonus can only be used towards your first home with a purchase value of up to £450,000 in London, or up to £250,000 in other parts of the UK