Intermediary Mortgage Products

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The Society offers a diverse range of variable rate mortgage products. Many of which have the benefit of an initial discount off our standard variable rate, currently 4.75%.

This wide range offers solutions for purchasers, those looking to remortgage and those looking to finance a buy to let property.

You can find out more about our fees by visiting our Tariff of Charges and Valuation Fees pages.

To find out mortgage about our lending criteria, visit our handy criteria finder.

The information contained within this page is for professional intermediary use only.
If you are not a mortgage intermediary, please return to our consumer mortgage page.

Products	Prod Code	More Details	Distribution	Initial Rate	Initial Period	Reverts to	App Fee	Product Fee	Free Val?	Fee Assisted Legals?	Max LTV	Min Loan Amount	Max Loan Amount	ERC	Features
Foreign Currency Residential (Purchase & Remortgage)	P016	View Details	Direct & Broker	3.75%	3 Years	SVR	£249	£1250	No	No	75%	£75,000	£500,000	3% During Disc Period	The product provides a discount off the Society’s SVR for 3 years. The rate payable will not go below a floor rate of 3% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
Special Situations (Light)	S801	View Details	Broker & Direct	3.75%	3 Years	SVR	£299	£999	No	No	85%	£30,000	£250,000	2% During Disc Period	Overpayments up to 10% of the outstanding loan per year Portable
2 Year Discount – Large Loan (Remortgage)	R262	View Details	Broker	2.99%	2 Years	SVR	£699	£500	No	Yes	90%	£275,001	£450,000 (LTV 76% to 90%), £750,000 (LTV up to 75%)	1.76% During Disc Period	A discount of 1.76% off the Society’s SVR for 2 years, initial rate payable 2.99%. The rate payable will not go below a floor rate of 2% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
2 Year Discount – Large Loan (Purchase)	P018	View Details	Broker	2.99%	2 Years	SVR	£699	£500	No	No	90%	£275,001	£450,000 (LTV 76% to 90%), £750,000 (LTV up to 75%)	1.76% During Disc Period	A discount of 1.76% off the Society’s SVR for 2 years, initial rate payable 2.99%. The rate payable will not go below a floor rate of 2% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
2 Year Discount (Purchase)	P017	View Details	Broker	2.99%	2 Years	SVR	£199	£500	No	No	90%	£30,000	£275,000	1.76% During Disc Period	A discount of 1.76% off the Society’s SVR for 2 years, initial rate payable 2.99%. The rate payable will not go below a floor rate of 2% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
2 Year Discount (Remortgage)	R261	View Details	Broker	2.99%	2 Years	SVR	£199	£500	Yes	Yes	90%	£30,000	£275,000	1.76% During Disc Period	A discount of 1.76% off the Society’s SVR for 2 years, initial rate payable 2.99%. The rate payable will not go below a floor rate of 2% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
Shared Ownership (Purchase)	P019	View Details	Broker	3.19%	2 Years	SVR	£199	Nil	No	No	90% of share	£50,000	£250,000	1.56% During Disc Period	A discount of 1.56% off the Society’s SVR for 2 years, initial rate payable 3.19%. The rate payable will not go below a floor rate of 2% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
Shared Ownership (Remortgage)	R263	View Details	Broker	3.19%	2 Years	SVR	£199	Nil	Yes	Yes	90% of share	£50,000	£250,000	1.56% During Disc Period	A discount of 1.56% off the Society’s SVR for 2 years, initial rate payable 3.19%. The rate payable will not go below a floor rate of 2% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
Standard Variable Rate (Purchase & Remortgage)	SV19	View Details	Broker	4.75%	N/A	N/A	£199	£500	No	No	90%	£30,000	£750,000 (LTV up to 75%), £450,000 (LTV 76% to 90%)	Yes	None (If HLC paid by Society, then this is repayable if loan redeemed within first 2 years)
Buy to Let (Purchase)	BLP8	View Details	Broker & Direct	3.49%	3 Years	SVR	£249	£800	No	No	70%	£30,000	£275,000	1.26% During Disc Period	Overpayments up to 10% of the outstanding loan per year. Portable
Buy to Let – Large Loan (Purchase)	P006	View Details	Broker & Direct	3.49%	3 Years	SVR	£749	£800	No	No	70%	£275,001	£500,000	1.26% During Disc Period	Overpayments up to 10% of the outstanding loan per year. Portable
Buy to Let (Remortgage)	R254	View Details	Broker & Direct	3.49%	3 Years	SVR	£249	£800	Yes	Yes	70%	£30,000	£275,000	1.26% During Disc Period	Overpayments up to 10% of the outstanding loan per year. Portable
Buy to Let – Large Loan (Remortgage)	R255	View Details	Broker & Direct	3.49%	3 Years	SVR	£749	£800	Yes	Yes	70%	275,001	£500,000	1.26% During Disc Period	Overpayments up to 10% of the outstanding loan per year. Portable
Holiday Let (Purchase & Remortgage)	P011	View Details	Direct & Broker	4.25%	3 Years	SVR	£249	£800	No	No	70%	£30,000	£500,000	2.00% During Disc Period	A discount of 0.50% off the Society’s SVR for 3 years, initial rate payable 4.25%. The rate payable will not go below a floor rate of 3% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
Second Home (Purchase & Remortgage)	H2ND	View Details	Direct & Broker	3.25%	2 Years	SVR	£249	£800	No	No	75% C&I, 70% IO	£75,000	£750,000	2.00% During Disc Period	Overpayments up to 10% of the outstanding loan per year. Portable
Residential Further Advance	ADBR	View Details	Broker	3.00%	2 Years	SVR	£99	Nil	No	No	90%	£5,000	£450,000 (LTV 76% to 90%), £750,000 (LTV up to 75%)	1.75% During Disc Period	Overpayments up to 10% of the outstanding loan per year. Portable
Buy to Let Further Advance	ADBL	View Details	Broker & Direct	3.49%	3 Years	SVR	£99	Nil	No	No	70%	£5,000	£500,000	1.26% During Disc Period	Overpayments up to 10% of the outstanding loan per year. Portable
Expat Residential (Purchase & Remortgage)	P012	View Details	Direct & Broker	3.89%	3 Years	SVR	£249	£1250	No	No	75%	£75,000	£500,000	3.00% During Disc Period	The product provides a discount off the Society’s SVR for 3 years. The rate payable will not go below a floor rate of 3% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable
Expat Buy to Let (Purchase & Remortgage)	P013	View Details	Direct & Broker	3.99%	3 Years	SVR	£249	£1350	No	No	70%	£75,000	£500,000	3.00% During Disc Period	The product provides a discount off the Society’s SVR for 3 years. The rate payable will not go below a floor rate of 3% during the discounted period. Overpayments up to 10% of the outstanding loan per year Portable

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