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Intermediary Mortgage Products
The Society offers a diverse range of variable rate mortgage products. Many of which have the benefit of an initial discount off our standard variable rate, currently 4.75%.
This wide range offers solutions for purchasers, those looking to remortgage and those looking to finance a buy to let property.
You can find out more about our fees by visiting our Tariff of Charges and Valuation Fees pages.
To find out mortgage about our lending criteria, visit our handy criteria finder.
The information contained within this page is for professional intermediary use only.
If you are not a mortgage intermediary, please return to our consumer mortgage page.
| Products | Prod Code | More Details | Distribution | Initial Rate | Initial Period | Reverts to | App Fee | Product Fee | Underwriting Fee | Free Val? | Fee Assisted Legals? | Max LTV | Min Loan Amount | Max Loan Amount | ERC | Features |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2 Year Discounted Remortgage | R250 | View Details | Broker | 2.75% | 2 years | 4.75% | £199 | £500 | For loans between £275,000 and £500,000 with an LTV of <75% an underwriting fee of £500 will apply. For loans between £275,000 and £500,000 with an LTV of >75% an underwriting fee of £1000 will apply. For loans between £500,001 and £750,000 an underwriting fee of £1000 will apply. | Yes | Yes | 90% | £30,000 | £750,000 (LTV up to 75%), £450,000 (LTV 76% to 90%) | 2% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| 2 Year Discounted Purchase | P000 | View Details | Broker | 2.75% | 2 years | 4.75% | £199 | £500 | For loans between £275,000 and £500,000 with an LTV of <75% an underwriting fee of £500 will apply. For loans between £275,000 and £500,000 with an LTV of >75% an underwriting fee of £1000 will apply. For loans between £500,001 and £750,000 an underwriting fee of £1000 will apply. | No | No | 90% | £30,000 | £750,000 (LTV up to 75%), £450,000 (LTV 76% to 90%) | 2% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Foreign Currency Residential (Purchase & Remortgage) | FCRM | View Details | Selected Brokers Direct | 3.75% | 3 Years | SVR | £199 | £1250 | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. | No | No | 75% | £75,000 | £500,000 | 3% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Fees Assist Discount Mortgage | ASFE | View Details | Broker Direct | 3.25% | 2 Years | SVR | Nil | Nil | For loans between £275,000 and £450,000 with an LTV of <75% an underwriting fee of £500 will apply. For loans between £275,000 and £450,000 with an LTV of >75% an underwriting fee of £1000 will apply. | Yes | Yes | 90% | £75,000 | £450,000 | 2.00% During Disc Period | Overpayments up to 10% of original advance, per annum |
| Shared Ownership Purchase | PUSO | View Details | Broker Direct | 2.95% | 2 Years | SVR | Nil | Nil | No | No | 90% of share | £50,000 | £250,000 | 1.80% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. | |
| Shared Ownership Remortgage | RESO | View Details | Broker Direct | 2.95% | 2 Years | SVR | Nil | Nil | Yes | Yes | 90% of share | £50,000 | £250,000 | 1.80% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. | |
| Self Build/Renovation Mortgage Scheme | SELF | View Details | Broker Direct | 4.99% | 2 Years | SVR + 0.75% | £100 | £500 | For loans between £275,000 and £300,000 with an LTV of <75% an underwriting fee of £500 will apply. | No | No | 75% | £30,000 | £300,000 | 3.00% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Standard Variable Rate | SV18 | View Details | Broker Direct | 4.75% | N/A | N/A | £100 | £175 | For loans between £275,000 and £500,000 with an LTV of <75% an underwriting fee of £500 will apply. For loans between £275,000 and £500,000 with an LTV of >75% an underwriting fee of £1000 will apply. For loans between £500,001 and £750,000 an underwriting fee of £1000 will apply. | No | No | 90% | £30,000 | £750,000 (LTV up to 75%), £450,000 (LTV 76% to 90%) | Yes | None |
| Buy to Let Purchase | BLP8 | View Details | Broker Direct | 3.49% | 3 Years | SVR | £249 | £800 | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. | No | No | 70% | £30,000 | £500,000 | 1.26% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Buy to Let Remortgage | BLR8 | View Details | Broker Direct | 3.49% | 3 Years | SVR | £249 | £800 | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. | Yes | Yes | 70% | £30,000 | £500,000 | 1.26% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Holiday Let Mortgage | HOL8 | View Details | Broker Direct | 4.25% | 3 Years | SVR | £249 | £800 | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. | No | No | 70% | £30,000 | £500,000 | 2.00% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Second Home Mortgage | H2ND | View Details | Broker Direct | 3.25% | 2 Years | SVR | £249 | £900 | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. For loans between £500,001 and £750,000 an underwriting fee of £1000 will apply. | No | No | 75% C&I, 70% IO | £75,000 | £750,000 | 2.00% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Further Advance Residential | ADBR | View Details | Broker Direct | 3.00% | 2 Years | SVR | £99 | Nil | For loans between £275,000 and £500,000 with an LTV of <75% an underwriting fee of £500 will apply. For loans between £275,000 and £500,000 with an LTV of >75% an underwriting fee of £1000 will apply. For loans between £500,001 and £750,000 an underwriting fee of £1000 will apply. | No | No | 90% | £5,000 | £750,000 | 1.75% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Further Advance Buy to Let | ADBL | View Details | Broker Direct | 3.49% | 3 Years | SVR | £99 | Nil | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. | No | No | 70% | £5,000 | £500,000 | 1.26% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Expat Residential | REXP | View Details | Selected Brokers Direct | 3.89% | 3 Years | SVR | £249 | £1250 | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. | No | No | 75% | £75,000 | £500,000 | 3.00% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
| Expat Buy to Let | BEXP | View Details | Selected Brokers Direct | 3.99% | 3 Years | SVR | £249 | £1350 | For loans between £275,000 and £500,000 an underwriting fee of £500 will apply. | No | No | 70% | £75,000 | £500,000 | 3.00% During Disc Period | Overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. |
