As a mutual building society we are a membership based ‘not-for-profit’ organisation. We provide a personal and friendly service and work hard to make customers feel comfortable borrowing and saving with us. We  offer simple and straightforward products, with attractive interest rates on both our savings and mortgage accounts.

We’ve been helping generations of savers and borrowers since 1877, when we first opened our doors in the beautiful town of Penrith. While we’ve changed quite a bit since then to keep up with the times, our ethos has remained the same – to provide great value products and service with our members at the heart of everything we do.

As a mutual organisation we exist solely for our members and since our founding year, we have built a reputation as a Society that people can have the utmost trust and confidence in.

Whilst our main focus is here in Cumbria, our services are available nationwide, and we are delighted that our products are held by customers up and down the country. We work hard to make everything as simple and as easy as possible for all our members, young and old, to help them achieve their goals.