Regular Savings Accounts

A regular savings account is a specialist type of account, designed to help you build a savings pot, and they will often pay a higher rate of interest than a normal savings account.

Repayment vehicle

This is required if you take out an interest-only mortgage, this is the means by which you’re intending to pay off your mortgage at the end of the term – for example, another property, or a stocks and shares portfolio.

Repayment mortgage

You pay off the mortgage interest and part of the capital of your loan each month. Unless you miss any repayments, you are guaranteed to have paid off the mortgage by the end of the term.


When you change your mortgage without moving house. You can do this to save money, to change to a different type of mortgage or to release equity from your home.