ISA (Individual Savings Account)

An ISA is a type of savings account which is not taxed by the government. The government sets a limit on the amount of money you can save in any one tax year. The tax year runs from 6 April one year until 5 April the following year.

Interest Rate

An interest rate is the amount of money paid by or paid to your bank or building society for the use of money and is most often expressed as a percentage rate. You can receive interest on the money you save, but will pay interest on money borrowed. Interest rates vary across financial service providers […]


An adviser who can help you arrange a mortgage. The Society welcomes applications from applicants directly or through a mortgage intermediary.

Interest-only mortgage

You only pay the interest on your mortgage each month, without repaying any of the capital loan itself. The idea is that you build up enough money to be able to pay off the mortgage at the end of the term in other ways – for example through investing in stocks and shares, pension, endowment […]