First Time Buyer Mortgage, Mortgages for Intermediaries, Moving House Mortgage, New Mortgage, RemortgageStandard Variable Rate (Purchase & Remortgage) None (If HLC paid by Society, then this is repayable if loan redeemed within first 2 years) Buy to Let – Large Loan (Purchase) Heartland Self Build/Renovation – Large Loan (Purchase & Remortgage)