Mortgages
Moving house, remortgaging or building your dream house? We help all types of people to purchase their homes, holidays lets and investment properties.
Why Choose Us?
At the Penrith, we’ve been lending people money to buy or build their homes since 1877. That’s why we know that life is not always as straightforward as completing a list of tick boxes, and unusual circumstances are just not that unusual for us.
Whether you are self-employed, or have complex income streams, our bespoke underwriting helps us to understand your situation and provide the right mortgage product for you.
From self builds to buy to lets, expat to holiday homes, remortgages to new builds, with over 140 years of experience of mortgage lending, we can work with your mortgage advisor to help get you moving.
Already with us? Speak to us about your existing mortgage
Our team is always on hand to speak to our members whether you have any queries, are looking to move house or want to explore your options as your product comes to an end. We also offer preferential rates for existing customers who want to stay with us.
Do you need mortgage advice?
We can provide mortgage advice on our current product range. If you would like to make an appointment to discuss a mortgage with us, please contact us on 01768 863675 Option 2 or alternatively, you can email us at mortgages@penrithbs.co.uk.
Questions?
Any questions? Visit our frequently asked questions (FAQ’s) to see answers to the the most commonly asked questions.
Penrith Building Society Mortgage Terms and Conditions
Please click the link below to view our Mortgage Terms & Conditions which are effective from 1st March 2025
⚠️ WARNING: Mortgage advice is provided by Cumbria Mortgage Centre Limited, a subsidiary of Penrith Building Society. Cumbria Mortgage Centre Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Cumbria Mortgage Centre Limited. Registered office: 7 King Street, Penrith, United Kingdom, CA11 7AR. Registered in England number 11653572.