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  • Call 01768 863675 or email enquiries@penrithbs.co.uk
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You are here: Home » First Time Buyer

Lending Criteria

First Time Buyer

The Society defines a first time buyer, as an applicant who has never previously owned a property, anywhere in the world.

Fees and charges
Flats over six storeys
Recent News
  • Updated – Change in Branch Opening Hours
  • COVID-19 Protect yourself from fraud – Updated
  • Easter 2020 Opening Hours
  • Society guidance on Mortgage Payment Holidays
  • AGM status update
  • Message from the Chairman regarding the AGM and COVID-19 outbreak
  • Notice of Annual General Meeting 2020
  • Change in Bank of England Base Rate
  • Matthew moves up!
  • Have you been affected by the recent flooding?

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fscs protected

Financial Services Compensation Scheme

Your eligible deposits with Penrith Building Society are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered.

Further information is available here »»
(PDF Version)

Or visit www.fscs.org.uk.

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Penrith Building Society
7 King Street Penrith
Cumbria
CA11 7AR

01768 863675
enquiries@penrithbs.co.uk

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Penrith Building Society is a member of the Building Societies Association. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Reg No 164473.

Copyright 2020 © Penrith Building Society
  • Tel: 01768 863675
  • Member Benefits
    @PBS / SECURE LOGIN
    INTERMEDIARIES
  • Home
  • Mortgages
    • I’m a First Time Buyer
    • I’d like to move home
    • I’d like to build my own home
    • I’d like to know more about Holiday Home mortgages
    • I’d like to know more about remortgaging my home
    • I’d like to finance a Buy to Let Property
    • Mortgages for Individual Circumstances
    • I’m an existing borrower
      • I’d like to borrow more
      • I’d like to move home
      • I’d like to make a change to my mortgage
      • I’d like to switch my mortgage deal
      • I’m in financial difficulty
    • Mortgage Calculator
    • Meet the Team
    • Tariff of Charges
    • Guide to Mortgage Services
  • Savings
    • Instant Access
    • Regular Savings
    • Tax Free Savings
    • Longer Term & Fixed Rate Savings
    • Saving for a Home
    • Junior Savers
    • Club, Charity & Business Accounts
    • Affinity Accounts
    • Closed Accounts
    • Meet the Team
  • Junior Savers
  • Protection
  • COVID-19 Key Information
  • About Us
    • Our Vision and Values
    • Corporate Governance
    • The Board
    • The PBS Family
    • Finance Reports and Reviews
    • Career Opportunities
  • Our News
  • Downloads
  • Help & Support
    • Jargon Buster
    • How to use @PBS
    • Downloads
    • Tariff of Charges
    • Personal Savings Allowance Question & Answer Sheet
    • Complaints
  • Contact Us